:root{--refi-primary: #287781;--refi-primary-dark: #092A2E;--refi-primary-light: #E7F3F3;--refi-teal: #3FA0AC;--refi-pink: #287781;--refi-grad-start: #195057;--refi-grad-end: #4ED0E1;--refi-text: #424242;--refi-muted: #6b7280;--refi-border: #e1e7e3;--refi-white: #ffffff;--refi-shadow: 0 18px 45px rgba(9, 42, 46, 0.12);--refi-card-shadow: 0 8px 15px rgba(0,0,0,.15), 0 4px 6px rgba(0,0,0,.08)}*{margin:0;padding:0;box-sizing:border-box}.refi-page{font-family:'BuenosAires';color:var(--refi-text);background:#fff}.refi-wrap{width:min(92%, 1400px);margin:0 auto}.refi-hero{background:radial-gradient(circle at 15% 25%, rgba(63,160,172,0.12), transparent 30%),linear-gradient(90deg, #fff 0%, #fff 48%, #eaf6f6 100%);padding:80px 0 40px;overflow:hidden}.refi-hero-grid{display:grid;grid-template-columns:1fr 0.95fr;align-items:center;gap:44px;min-height:520px}.refi-top-label{display:inline-flex;align-items:center;gap:8px;background:var(--refi-primary-light);color:var(--refi-primary);padding:8px 14px;border-radius:50px;font-size:12px;font-weight:700;margin-bottom:22px}.refi-top-label-icon{width:18px;height:18px;border:1.5px solid var(--refi-primary);border-radius:50%;display:grid;place-items:center;font-size:10px}.refi-hero-content h1{font-size:clamp(38px, 4.5vw, 58px);line-height:1.1;font-weight:800;margin-bottom:18px;color:var(--refi-text)}.refi-hero-content h1 span{color:var(--refi-primary);display:block}.refi-hero-content p{font-size:18px;line-height:1.6;color:#4b5563;margin-bottom:28px}.refi-hero-btn{display:inline-flex;align-items:center;gap:10px;background:linear-gradient(90deg, var(--refi-grad-start) 0%, var(--refi-grad-end) 100%);color:#fff;border:none;padding:15px 26px;border-radius:7px;font-weight:700;font-size:14px;cursor:pointer;text-decoration:none}.refi-hero-btn img{width:11px;height:11px}.refi-hero-features{display:flex;flex-wrap:wrap;gap:24px;margin-top:26px;font-size:13px;font-weight:700}.refi-hero-feature{display:flex;align-items:center;gap:8px}.refi-small-icon{width:28px;height:28px;background:var(--refi-primary-light);color:var(--refi-primary);border-radius:50%;display:grid;place-items:center;font-size:13px}.refi-hero-image{position:relative;height:480px}.refi-hero-image-inner{width:100%;height:100%;border-radius:18px;overflow:hidden}.refi-hero-image img{width:100%;height:100%;object-fit:cover}.refi-floating-card{position:absolute;left:-90px;top:55px;width:340px;background:#fff;border-radius:16px;box-shadow:var(--refi-shadow);padding:26px 24px;z-index:3}.refi-floating-item{display:grid;grid-template-columns:46px 1fr;gap:14px;padding:18px 0;border-bottom:1px solid var(--refi-border);align-items:flex-start}.refi-floating-item:last-child{border-bottom:none;padding-bottom:4px}.refi-floating-item:first-child{padding-top:4px}.refi-floating-item h4{font-size:15px;font-weight:700;margin-bottom:4px}.refi-floating-item p{font-size:12.5px;color:var(--refi-muted);line-height:1.5}@media (max-width: 1150px){.refi-floating-card{left:20px;top:20px;width:300px;padding:20px}}@media (max-width: 560px){.refi-floating-card{position:relative;left:auto;top:auto;width:auto;margin:-30px 12px 0}}.refi-icon-circle{width:46px;height:46px;border-radius:50%;background:var(--refi-primary-light);color:var(--refi-primary);display:grid;place-items:center;flex-shrink:0}.refi-icon-circle svg{width:22px;height:22px;stroke:currentColor}.refi-small-icon{width:30px;height:30px;background:var(--refi-primary-light);color:var(--refi-primary);border-radius:50%;display:grid;place-items:center;flex-shrink:0}.refi-small-icon svg{width:15px;height:15px;stroke:currentColor}.refi-top-label-icon{width:20px;height:20px;border:1.5px solid var(--refi-primary);color:var(--refi-primary);border-radius:50%;display:grid;place-items:center;flex-shrink:0}.refi-top-label-icon svg{width:11px;height:11px;stroke:currentColor}.refi-step-icon{width:40px;height:40px;display:grid;place-items:center;color:#fff}.refi-step-icon svg{width:26px;height:26px;stroke:currentColor}.refi-step-card-top{display:flex;justify-content:space-between;align-items:flex-start}.refi-benefit-icon svg{width:26px;height:26px;stroke:currentColor}.refi-phone-box svg{width:48px;height:48px;stroke:var(--refi-primary)}.refi-stat-icon svg{width:20px;height:20px;stroke:currentColor}.refi-form-icon svg{width:26px;height:26px;stroke:currentColor}.refi-eligibility-section{padding:70px 0 20px}.refi-eligibility-layout{display:grid;grid-template-columns:1.15fr 0.8fr;gap:42px;align-items:start}.refi-section-heading{font-size:clamp(28px, 3.4vw, 36px);font-weight:800;text-align:center;color:var(--refi-text);margin-bottom:12px}.refi-section-heading.light{color:#fff}.refi-section-desc{text-align:center;color:var(--refi-muted);font-size:16px;margin-bottom:34px}.refi-eligibility-cards{display:grid;grid-template-columns:repeat(3, 1fr);gap:20px}.refi-eligibility-card{background:#fff;border-radius:16px;padding:30px 22px;text-align:center;box-shadow:0 4px 14px rgba(0,0,0,0.08);transition:box-shadow .3s ease}.refi-eligibility-card:hover{box-shadow:0 6px 22px rgba(63,160,172,0.35)}.refi-eligibility-icon{width:60px;height:60px;border-radius:50%;border:2px solid var(--refi-primary);color:var(--refi-primary);display:grid;place-items:center;margin:0 auto 18px}.refi-eligibility-card h3{font-size:17px;margin-bottom:8px}.refi-eligibility-card p{font-size:13px;color:var(--refi-muted);line-height:1.6}@media (max-width: 900px){.refi-eligibility-layout{grid-template-columns:1fr}.refi-eligibility-cards{grid-template-columns:1fr 1fr}}@media (max-width: 600px){.refi-eligibility-cards{grid-template-columns:1fr}}.refi-how-section{margin-top:36px;background:var(--refi-primary-dark);border-radius:20px;padding:38px 30px;color:#fff}.refi-how-section .refi-section-heading,.refi-how-section .refi-section-desc{text-align:left}.refi-how-section .refi-section-desc{color:rgba(255,255,255,0.8);margin-bottom:26px}.refi-steps-grid{display:grid;grid-template-columns:repeat(3, 1fr);gap:16px}.refi-step-card{border:1px solid rgba(255,255,255,0.5);border-radius:14px;padding:24px;min-height:210px;position:relative;overflow:hidden}.refi-step-card::before{content:"";position:absolute;inset:0;background:rgba(255,255,255,0.12);opacity:0;transition:opacity .3s ease;pointer-events:none}.refi-step-card:hover::before{opacity:1}.refi-step-number{width:36px;height:36px;border-radius:50%;background:var(--refi-teal);color:#fff;display:grid;place-items:center;font-weight:800;margin-bottom:20px}.refi-step-card h3{font-size:17px;margin-bottom:8px}.refi-step-card p{font-size:13px;color:rgba(255,255,255,0.85);line-height:1.6}@media (max-width: 700px){.refi-steps-grid{grid-template-columns:1fr}}.refi-trust-strip{margin-top:24px;display:grid;grid-template-columns:repeat(4, 1fr);background:#fff;border:1px solid var(--refi-border);border-radius:14px;overflow:hidden}.refi-trust-item{padding:20px 16px;display:flex;align-items:center;gap:10px;border-right:1px solid var(--refi-border)}.refi-trust-item:last-child{border-right:none}.refi-trust-item strong{display:block;font-size:12px}.refi-trust-item small{display:block;font-size:10px;color:var(--refi-muted)}@media (max-width: 700px){.refi-trust-strip{grid-template-columns:1fr 1fr}.refi-trust-item{border-bottom:1px solid var(--refi-border);border-right:none}}.refi-form-card{background:#fff;border:1px solid var(--refi-border);border-radius:18px;box-shadow:var(--refi-shadow);overflow:hidden;position:sticky;top:100px}.refi-form-header{padding:26px 26px 20px;display:flex;gap:16px;align-items:flex-start;background:linear-gradient(90deg, var(--refi-primary-light), #fff)}.refi-form-header h2{font-size:20px;margin-bottom:4px}.refi-form-header p{font-size:12px;color:var(--refi-muted)}.refi-form-body{padding:6px 22px 26px}@media (max-width: 900px){.refi-form-card{position:relative;top:auto;margin-top:10px}}.refi-benefits-section{padding:70px 0 50px}.refi-benefits-grid{display:grid;grid-template-columns:repeat(4, 1fr);margin-top:32px}.refi-benefit-card{text-align:center;padding:10px 24px;border-right:1px solid var(--refi-border)}.refi-benefit-card:last-child{border-right:none}.refi-benefit-icon{width:62px;height:62px;border-radius:50%;background:var(--refi-primary-light);color:var(--refi-primary);display:grid;place-items:center;font-size:26px;font-weight:800;margin:0 auto 16px}.refi-benefit-card h3{font-size:14px;margin-bottom:8px}.refi-benefit-card p{font-size:12px;color:var(--refi-muted)}@media (max-width: 900px){.refi-benefits-grid{grid-template-columns:1fr 1fr;row-gap:30px}.refi-benefit-card{border-right:none}}@media (max-width: 560px){.refi-benefits-grid{grid-template-columns:1fr}}.refi-bottom-cta{background:#fbfdfd;border-top:1px solid var(--refi-border);padding:10px 0}.refi-bottom-grid{display:grid;grid-template-columns:1.2fr 0.7fr 1fr;align-items:center;min-height:170px}.refi-bottom-message{display:grid;grid-template-columns:130px 1fr;align-items:center;gap:22px;padding-right:24px}.refi-phone-box{height:110px;border-radius:16px;background:linear-gradient(135deg, var(--refi-primary-light), #fff);display:grid;place-items:center;font-size:46px}.refi-bottom-message h3{font-size:19px;color:var(--refi-primary-dark);margin-bottom:6px}.refi-bottom-message p{font-size:12px;color:var(--refi-muted)}.refi-bottom-buttons{padding:20px 30px;border-left:1px solid var(--refi-border);border-right:1px solid var(--refi-border);display:grid;gap:10px}.refi-btn-outline{display:inline-flex;justify-content:center;align-items:center;gap:8px;padding:13px 18px;border-radius:7px;border:1px solid var(--refi-primary);color:var(--refi-primary);background:#fff;font-weight:700;font-size:13px;text-decoration:none}.refi-stats-area{padding:20px 28px}.refi-stats-area h4{font-size:14px;margin-bottom:16px}.refi-stats-row{display:flex;gap:26px;flex-wrap:wrap}.refi-stat-item{display:flex;align-items:center;gap:10px}.refi-stat-icon{width:42px;height:42px;border-radius:50%;background:var(--refi-primary-light);color:var(--refi-primary);display:grid;place-items:center}.refi-stat-item strong{display:block;font-size:13px;color:var(--refi-primary-dark)}.refi-stat-item small{display:block;font-size:10px;color:var(--refi-muted)}@media (max-width: 900px){.refi-bottom-grid{grid-template-columns:1fr}.refi-bottom-message{padding:26px 0}.refi-bottom-buttons{border-left:none;border-right:none;border-top:1px solid var(--refi-border);border-bottom:1px solid var(--refi-border)}}.refi-banks-section{padding:70px 0;background:#fff}.refi-banks-grid{display:grid;grid-template-columns:repeat(2, 1fr);gap:28px;margin-top:30px}.refi-bank-card{background:#fff;border-radius:16px;overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--refi-card-shadow)}.refi-bank-top{background-color:var(--refi-pink);padding:24px;color:#fff;display:flex;justify-content:space-between;align-items:flex-start}.refi-bank-left{display:flex;flex-direction:column;gap:8px}.refi-bank-name{font-size:22px;font-weight:700}.refi-bank-amt-row{display:flex;align-items:center;gap:8px}.refi-bank-amt-row img{width:18px;height:15px}.refi-bank-amt-label{font-size:15px}.refi-bank-amt-value{font-size:15px;font-weight:700}.refi-bank-right img{width:170px;height:30px}.refi-bank-fee-tenure{display:flex;gap:16px;margin:20px auto;width:fit-content}.refi-bank-fee,.refi-bank-tenure{background:#f6f6f6;padding:12px 18px;border-radius:8px}.refi-bank-fee-label,.refi-bank-tenure-label{font-size:11px;color:var(--refi-text);margin-bottom:8px}.refi-bank-fee-value,.refi-bank-tenure-value{font-size:15px;font-weight:700;color:var(--refi-text)}.refi-bank-features{padding:0 22px}.refi-bank-features h3{font-size:20px;font-weight:700;margin-bottom:18px}.refi-bank-features ul{list-style:none;display:flex;flex-direction:column;gap:12px}.refi-bank-features li{display:flex;align-items:flex-start;gap:10px;font-size:14px;line-height:1.5}.refi-bank-features li img{width:20px;height:14px;margin-top:4px;flex-shrink:0}.refi-bank-btn{width:88%;margin:26px auto 24px;background:var(--refi-pink);color:#fff;font-weight:700;font-size:13px;padding:12px;border-radius:10px;display:flex;align-items:center;justify-content:center;gap:8px;text-decoration:none}.refi-bank-btn img{width:12px;height:12px}.refi-bank-btn:hover{transform:scale(1.02)}@media (max-width: 768px){.refi-banks-grid{grid-template-columns:1fr}.refi-bank-name{font-size:18px}}