Study Abroad

Finance Your Study Abroad Dreams with Confidence

Check your loan eligibility and unlock exclusive benefits tailored just for you.

How Study Befikar Helps You Find the Best Loan Partner

Explore personalized loan options, multiple lenders, and expert guidance — all in one place!

01Multiple Lenders

As a student, managing finances for tuition, living expenses, and other educational costs can be challenging. One option to help you secure the funds you need is a Multiple Lenders Loan, which allows you to access loans from several different lenders, giving you more flexibility and better financial options.

02 Multi-Currency Loan

Flexibility Across Borders In today’s interconnected global economy, managing finances across multiple countries requires solutions that are as flexible as your ambitions. A Multi-Currency Loan is designed to provide businesses and individuals with the flexibility to borrow in the currency that best fits their needs.

03 No-collateral Needed

As a student, securing financing for your education can sometimes feel overwhelming, especially when you’re asked to put up collateral—like property or assets—to secure a loan. Fortunately, No-Collateral Loans offer a solution that allows you to access the funds you need without risking your personal assets.

04Expert Advice

Financial experts can help you understand the various loan products available, from federal student loans to private options, ensuring you select the best one for your situation. Maximize Your Financial Aid: Advisors can guide you in applying for scholarships, grants, and other forms of financial aid that reduce the amount you need to borrow.

How Our Loan Process Works

Quick Pre-Eligbility Check

Step 1

Talk to Our Loan Experts

Step 2

Verfiy Submitted Documents

Step 3

Unlock Best Interest Rates

Step 4

Loan Approval & Sanction

Step 5

📌 Plan Your Finance With Ease

Check Your Eligibility

Fund your study abroad journey with confidence. We help you to check your eligibility results in just a few steps.

EMI Calculator

Estimate your monthly loan repayments with ease. Enter loan details, and our tool will do the math.

Know More About Banks

Explore detailed information about bank options available for international education financing.

Our Trusted Loan Partners

We’ve partnered with top banks to bring you the best student loan options. Compare and choose the one that fits your needs.

ICICI Bank

ICICI Bank

Interest Rate: 10.5% APR

Axis Bank

Axis Bank

Interest Rate: 11.0% APR

IDFC

IDFC

Interest Rate: 10.8% APR

Union Bank

Union Bank

Interest Rate: 9.9% APR

Avanse

Avanse

Interest Rate: 11.3% APR

Credila

Credila

Interest Rate: 10.2% APR

ICICI Bank

Incread

Interest Rate: 10.5% APR

Axis Bank

Auxilo

Interest Rate: 11.0% APR

What Our Students Say

Student 1
Ananya Sharma
🇺🇸 USA - Harvard University
⭐⭐⭐⭐⭐

"Thanks to Study Befikar, I secured my education loan within days. Their process was seamless, and I got the best interest rates. Studying at Harvard felt like a dream, and now it's a reality!"

Student 2
Rahul Verma
🇨🇦 Canada - University of Toronto
⭐⭐⭐⭐⭐

"I was struggling to find a loan with no collateral, but Study Befikar made it happen. Their team guided me every step of the way, and I’m now studying in Canada stress-free!"

Student 3
Priya Iyer
🇦🇺 Australia - University of Melbourne
⭐⭐⭐⭐⭐

"The entire loan process felt overwhelming until I found Study Befikar. They found me a lender with the lowest interest rate and handled all the paperwork. Highly recommended!"

Student 4
Amit Raj
🇩🇪 Germany - TU Munich
⭐⭐⭐⭐⭐

"Study Befikar turned my dream of studying in Germany into a reality. I got my loan approved within a week with no hidden charges. Best decision ever!"

Student 5
Neha Kapoor
🇬🇧 UK - London School of Economics
⭐⭐⭐⭐⭐

"I was worried about getting a loan for my studies in the UK, but Study Befikar made the process super easy. The team was professional, and the loan approval was quick. Couldn’t have done it without them!"

Learn More About Our Testimonials

Explore Country-Specific Loan Requirements

Understand what it takes to qualify for an education loan across different countries and choose the right fit for your study abroad journey.

Loan Requirements in the USA

The USA offers numerous loan options for students, including federal and private loans. International students typically need a U.S. co-signer. Understanding your financial health is key, as lenders assess your credit score, income, and repayment ability.

Choose Your Loan Option

Co-signer Required

If you have a limited credit history, a co-signer with a strong credit profile can help you secure the loan. The co-signer will be responsible for repayment if you fail to pay.

Co-signer
No Co-signer

No Co-signer Required

If you have a strong credit score or income, you may be able to apply for a loan without the need for a co-signer. This gives you the freedom to manage the loan on your own.

Collateral Required

Some loan providers may require collateral (such as property, savings, or other assets) to secure the loan. This can help reduce the risk for the lender and may lead to better loan terms.

Collateral
Non-Collateral

Non - Collateral

Non-collateral loans do not require any assets to be pledged. These are typically based on your credit score, income, and other financial factors.

Frequently Asked Questions (FAQs)

What documents are required for loan application?

Typically, you need proof of identity, proof of admission, proof of income, and other financial documents.

How long does it take to get loan approval?

It generally takes 7-10 business days for the approval process. However, it may vary depending on the lender.

Can I apply for a loan with a cosigner?

Yes, having a cosigner can increase your chances of getting approved, especially if you do not have a strong credit history.

How is my loan disbursed?

Your loan is disbursed directly to the school, and your institution will notify you of the disbursement date.

Do I need a cosigner for a loan?

It depends on your credit history and the lender's requirements. Having a cosigner can improve approval chances.

Can I borrow funds for living expenses?

Yes, loans can typically cover both tuition and living expenses, but it varies by loan provider.

What is the interest rate on student loans?

Interest rates vary depending on the lender and your credit profile. Rates typically range from 3% to 10%.

How can I apply for a student loan?

Apply directly through the lender's website, or through our platform where we guide you through the process.

Is collateral required for a student loan?

No, student loans are typically unsecured. However, some lenders may require a cosigner.

Can I get a loan without a cosigner?

Yes, it’s possible to get a loan without a cosigner, but your credit score and financial situation will impact approval.

What happens if I miss a loan payment?

Missing payments can lead to late fees, damage your credit score, and possibly result in loan default.

Can I defer my loan payments while studying?

Many lenders offer deferment options for students, allowing you to postpone payments until after graduation.

What is the maximum loan amount I can borrow?

The maximum loan amount depends on your school's cost of attendance and any other financial aid you receive.

Are international students eligible for loans?

Yes, but you may need a cosigner who is a U.S. citizen or permanent resident, depending on the lender.

Can I apply for loans from different countries?

Yes, you can apply for loans from different countries, but each has different requirements and processes.

What are the eligibility criteria for a student loan?

Eligibility depends on factors like admission status, residency, and financial situation. Check with the specific lender for details.

Is a credit check required for a student loan?

Yes, most lenders will perform a credit check as part of the loan approval process, especially if a cosigner is not involved.

What is a cosigner?

A cosigner is someone who agrees to take responsibility for your loan if you fail to repay it. They must have good credit.

Can I change my loan repayment plan after approval?

Yes, most lenders allow you to change your repayment plan during the loan term to suit your financial situation.

Contact Study Befikar

Have questions about your student loan? Our team is here to help you every step of the way.