Study Befikar



Home > Loan > Available Banks
Star Icon Completely Free Help with Education Loans

Trusted Banking Partners

Access seamless banking services from our network of trusted financial institutions worldwide

Star Icon Trusted by 10,000+ Students

Study Abroad with
Financial Confidence

Check your loan eligibility and discover exclusive benefits customized specifically for your needs.

50,000+
Students
Rupee Icon 500 Cr+
Loan Disbursed
15+
Banking Partners

Indian Banks

Avanse
Loan Amount Loan Amount
Upto to ₹2Cr
NBFC Logo
Processing Fees
1% Loan Amount + 18% GST
Tenure
Up to 15 Years

Key Features

  • Covers 100% of tuition fees (domestic & abroad).
  • Covers living expenses subject to a limit (≈ 75% of living cost).
  • Covers travel / other education-related expenses.
  • Option with or without collateral.
  • Flexible repayment options.
Check Eligibility Nowright-arrow
InCred
Loan Amount Loan Amount
Up to ₹2Cr
NBFC Logo
Processing Fees
1% Loan Amount + 18% GST
Tenure
Up to 15 Years

Key Features

  • Covers full cost of tuition, travel, books, and living expenses.
  • Offers collateral-free loans up to ~₹65-75 lakhs depending on profile.
  • Disbursement typically happens within 5 working days after documentation.
  • Loan tenure up to 15 years with flexible repayment options.
  • Minimal or zero margin money required in many cases.
Check Eligibility Nowright-arrow
Credila
Loan Amount Loan Amount
Up to ₹2Cr
NBFC Logo
Processing Fees
1% Loan Amount + 18% GST
Tenure
Up to 15 Years

Key Features

  • Covers up to 100% of tuition + living & accessory costs for India & abroad.
  • No margin money required in many cases.
  • Loan repayment tenure up to 15 years.
  • Disbursement typically within 7 days after sanctioning post documents.
  • Application can be made even before admission confirmation.
Check Eligibility Nowright-arrow
Auxilo
Loan Amount Loan Amount
Up to ₹1Cr
NBFC Logo
Processing Fees
1% Loan Amount + 18% GST
Tenure
Up to 15 Years

Key Features

  • 100% funding of all education costs, with zero margin money.
  • Loan amounts up to ~₹50-65 lakh without collateral.
  • Processing fee ~1-2% of the loan amount.
  • Flexible repayment tenure up to ~10-12 years.
  • Fast application & simplified docs with “at-your-door” service.
Check Eligibility Nowright-arrow
IDFC First Bank
Loan Amount Loan Amount
Up to ₹2Cr
NBFC Logo
Processing Fees
1% Loan Amount + 18% GST
Tenure
Up to 15 Years

Key Features

  • Up to 100% financing for tuition and related costs.
  • Collateral-free loans available up to ₹ 75 Lakhs.
  • Flexible repayment schedule after course + grace period.
  • Loans for both domestic & international education.
  • Competitive interest rates and quick sanction process.
Check Eligibility Nowright-arrow
ICICI Bank
Loan Amount Loan Amount
Up to ₹2Cr
NBFC Logo
Processing Fees
INR 30,000 + 18% GST
Tenure
Up to 15 Years

Key Features

  • Collateral-free loan option up to ₹1 Crore under certain criteria.
  • Zero margin money required for select premium institutes.
  • Fully digital / online application and sanction process.
  • Covers expenses beyond tuition – travel, accommodation, books etc.
  • Competitive interest rates.
Check Eligibility Nowright-arrow
Punjab National Bank
Loan Amount Loan Amount
Up to ₹2Cr
NBFC Logo
Processing Fees
0
Tenure
Up to 15 Years

Key Features

  • Covers tuition + ancillary expenses
  • Collateral may be waived under certain schemes for small amounts.
  • Moratorium includes course period + 1 year grace.
  • Simple interest during moratorium.
  • Transparent margin money rules.
Check Eligibility Nowright-arrow
Union Bank of India
Loan Amount Loan Amount
Upto ₹75Lac
NBFC Logo
Processing Fees
0
Tenure
Up to 15 Years

Key Features

  • Offers unsecured and secured loans depending on loan amount.
  • Covers living expenses, books, travel, etc., apart from tuition.
  • Moratorium = course period + 1 year in many abroad schemes.
  • Competitive rates.
  • Processing fee sometimes refundable.
Check Eligibility Nowright-arrow
TATA Capital
Loan Amount Loan Amount
Up to ₹2Cr
NBFC Logo
Processing Fees
0.5%-1%
Tenure
Up to 15 Years

Key Features

  • Covers tuition, travel, books, living expenses etc.
  • No margin money for premier institutes.
  • Co-applicant allowed (parent/guardian/spouse etc.)
  • Moratorium = course duration + up to 12 months grace period.
  • No prepayment/foreclosure charges.
Check Eligibility Nowright-arrow
Poonawalla Fincorp
Loan Amount Loan Amount
Upto ₹3Cr
NBFC Logo
Processing Fees
0
Tenure
Up to 15 Years

Key Features

  • Covers tuition, living expenses, travel, books, insurance & other related costs.
  • Instant sanction for loans up to ₹75 Lakh for select institutes.
  • Digital application process; minimal documentation.
  • Both secured & unsecured loan options available.
  • Covers studies in India & abroad, including many international institutes.
Check Eligibility Nowright-arrow
Axis Bank
Loan Amount Loan Amount
Up to ₹3Cr
NBFC Logo
Processing Fees
0.5%-1%
Tenure
Up to 15 Years

Key Features

  • Covers tuition, hostel, books & equipment.
  • No margin required for loans up to ₹4 Lakh.
  • Margin applies for larger amounts when above ₹4 Lakh abroad.
  • No prepayment / foreclosure charges.
  • Provides interest subsidy under Govt schemes for low income, and moratorium.
Check Eligibility Nowright-arrow
Yes Bank
Loan Amount Loan Amount
Upto ₹2Cr
NBFC Logo
Processing Fees
0.5%-1%
Tenure
Up to 15 Years

Key Features

  • Moratorium = course duration + 12 months grace period.
  • Competitive interest rates depending on university ranking, security etc.
  • Covers tuition, living, travel, and study materials.
  • Collateral-free loans up to certain amounts.
  • Pre-visa disbursement possible, and no prepayment penalties in many cases.
Check Eligibility Nowright-arrow

International Banks

Abe
Loan Amount Loan Amount
$99,999
Ib Logo
Processing Fees
Zero Processing Fee
Tenure
5/7/10/15/20 Years

Key Features

  • Up to 100% of college costs covered.
  • Flexible repayment options.
  • After graduating you can reduce principal by 2% of disbursed loan amount.
  • Auto-pay & on-time payment discounts.
  • No prepayment penalty; you can pay off early with no extra charges.
Check Eligibility Nowright-arrow
Prodigy Finance
Loan Amount Loan Amount
$220K
Ib Logo
Processing Fees
4% + $500
Tenure
7-20 Years

Key Features

  • Covers tuition + living expenses where permitted.
  • No co-signer or collateral required.
  • Simple interest model.
  • Grace period: 6 months post-graduation.
  • No early repayment penalties.
Check Eligibility Nowright-arrow
MPower Financing
Loan Amount Loan Amount
$100K
Ib Logo
Processing Fees
5%
Tenure
10 Years

Key Features

  • Fixed interest rates.
  • No cosigner or collateral required.
  • Interest-only payments while studying + 6-month post grad grace period.
  • Loan covers living expenses & tuition for many U.S./Canada schools.
  • No prepayment penalty; discount for autopay & on-time payments.
Check Eligibility Nowright-arrow
Earnest
Loan Amount Loan Amount
Full COA
Ib Logo
Processing Fees
0
Tenure
5/7/10/12/15 Years

Key Features

  • Covers up to 100% of school & living cost.
  • Fixed or variable APRs, starting from ~5.99%.
  • 9-month grace period after graduation.
  • Flexible payment options.
  • Builds US credit history through loan repayment.
Check Eligibility Nowright-arrow
Sallie Mae
Loan Amount Loan Amount
$175,000
Ib Logo
Processing Fees
0
Tenure
15 Years

Key Features

  • Fixed or variable interest rate options available.
  • Multiple repayment plans: deferred, interest-only, or pay after school.
  • Cosigner release option after meeting certain requirements.
  • Discount for auto-debit payments.
  • Eligible for undergraduates, graduates, and professional programs.
Check Eligibility Nowright-arrow
Union Federal
Loan Amount Loan Amount
$99,999
Ib Logo
Processing Fees
0
Tenure
5/7/10/12/15 Years

Key Features

  • Fixed & variable APR options.
  • Rate discounts for autopay & consistent on-time payments.
  • Allows international students with cosigner.
  • Multiple repayment plan choices.
  • Covers full eligible costs.
Check Eligibility Nowright-arrow

Chatbot

close
send