Lower interest rates. Better terms.
A brighter financial future.
Reduce your interest rate and save more.
Choose terms that fit your financial goals.
Quick application and fast approvals.
You might be eligible to refinance your student loans if you have:
Typically high 600s or above qualifies for best rates.
At least $24,000 annual income required to be eligible.
Both types of student loans can be refinanced.
Refinance your student loans in 3 simple steps
Fill out one simple application form in just 3 minutes. We'll use this to check rates from 17+ lenders.
View personalized rates from multiple lenders side-by-side. No credit score impact when checking rates.
Choose your preferred lender, complete their application, and receive your funds to pay off existing loans.
Reduce your interest rate and monthly payment.
Pay less interest over the complete loan period.
Choose repayment terms that match your needs.
Refinance and focus on your future, not your loans.
Loan Amount
Up to 100% of college costs covered.
Flexible repayment options.
After graduating you can reduce principal by 2% of disbursed loan amount.
Auto-pay & on-time payment discounts.
No prepayment penalty; you can pay off early with no extra charges.
Loan Amount
Fixed interest rates.
No cosigner or collateral required.
Interest-only payments while studying + 6-month post grad grace period.
Loan covers living expenses & tuition for many U.S./Canada schools.
No prepayment penalty; discount for autopay & on-time payments.
Loan Amount
Covers tuition + living expenses where permitted.
No co-signer or collateral required.
Simple interest model.
Grace period: 6 months post-graduation.
No early repayment penalties.
Loan Amount
Covers up to 100% of school & living cost.
Fixed or variable APRs, starting from ~5.99%.
9-month grace period after graduation.
Flexible payment options.
Builds US credit history through loan repayment.
Loan Amount
Fixed or variable interest rate options available.
Multiple repayment plans: deferred, interest-only, or pay after school.
Cosigner release option after meeting certain requirements.
Discount for auto-debit payments.
Eligible for undergraduates, graduates, and professional programs.
Loan Amount
Fixed & variable APR options.
Rate discounts for autopay & consistent on-time payments.
Allows international students with cosigner.
Multiple repayment plan choices.
Covers full eligible costs.
Hi there! I'm StudyBefikar assistant. I'm here to help you pick the right service and guide you through your study abroad journey.
Can i get your Name and Email?